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Here I am sharing some banking questions which are important for bank exams.
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Banking Awareness Questions - 13th September 2014
351. CBS refers to :
Answer: Centralized Banking Solution
352. RBI has now dispensed with restrictive provisions of service area approach exc
Answer: Loans under Govt Sponsored Programmes
353. In deceased deposit accounts, where nomination has been exercised, banks to
months in case of deposit accounts 'and Within _____ months in case of locke
Answer: 6 : 3
354. Debtors velocity ratio of a company is very low, it does indicates :
Answer: Debtors collection management of the company is good
355. At what rate, RBI provides advance to Banks against the Govt securities:
Answer: Repo Rate
356. Best explain the term "CBLO' :
Answer: It is type of money market instrument, which is used to borrow and lend funds against securities
357. Bill for collection appears in the balance sheet on :
Answer: Liability side
358. Increases in CRR causes :
Answer: Decreases the lendable resources of the banks
359. A borrower has been sanctioned working Capital limit of Rs. 3 lacs at margin of 25%. The amount of stock
required to avail the sanctioned limit fully :
Answer: 4.00 lacs
360. The difference between Term loan and Deferred payment guarantee is the :
Answer: Outlay of funds
351. CBS refers to :
Answer: Centralized Banking Solution
352. RBI has now dispensed with restrictive provisions of service area approach exc
Answer: Loans under Govt Sponsored Programmes
353. In deceased deposit accounts, where nomination has been exercised, banks to
months in case of deposit accounts 'and Within _____ months in case of locke
Answer: 6 : 3
354. Debtors velocity ratio of a company is very low, it does indicates :
Answer: Debtors collection management of the company is good
355. At what rate, RBI provides advance to Banks against the Govt securities:
Answer: Repo Rate
356. Best explain the term "CBLO' :
Answer: It is type of money market instrument, which is used to borrow and lend funds against securities
357. Bill for collection appears in the balance sheet on :
Answer: Liability side
358. Increases in CRR causes :
Answer: Decreases the lendable resources of the banks
359. A borrower has been sanctioned working Capital limit of Rs. 3 lacs at margin of 25%. The amount of stock
required to avail the sanctioned limit fully :
Answer: 4.00 lacs
360. The difference between Term loan and Deferred payment guarantee is the :
Answer: Outlay of funds
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